Dental Insurance
Dental insurance is provided through Cigna Health and Life Insurance Company.
Easy Benefit Access
With Cigna Dental, you are able to visit any provider you choose, but you maximize your savings when you visit a network provider. The average network discount is 25%! You will receive an ID card for your dental coverage.
Questions?
Find answers online by visiting www.mycigna.com
- To find a Preferred Dentist near you, simply click on the Find a Dentist link then search for a “Dental Preferred Provider Organization” Dentist. You can even map directions directly to their office.
- Register to use www.mycigna.com for secure access to your benefit information including eligibility, benefit, claim details, payment information, procedure history and more.
Get help on the phone by calling: (800) 244-6224 (Option 1)
- Call to speak with a customer service representative Monday through Friday or use the automated system available 24/7.
DENTAL PLAN SUMMARY
| Benefits Coverage | In-Network | Out-of-Network | ||
|---|---|---|---|---|
| Annual Deductible | ||||
| Individual | $50 | $50 | ||
| Family | $150 | $150 | ||
| Waived for Preventative Care? | Yes | Yes | ||
| Annual Plan Maximum | ||||
| Per Covered Individual | $1,500 | $1,500 | ||
| Lifetime Orthodontic Maximum Per Member | $1,000 | $1,000 | ||
| Plan Benefits – insurance covers this amount | ||||
Preventative
| 100% | 100% of the Usual & Customary allowance | ||
Basic
| 80% | 80% of the Usual & Customary allowance | ||
Major
| 50% | 50% of the Usual & Customary allowance | ||
COST OF DENTAL COVERAGE
| Dental Premiums (per bi-weekly pay period) | ||||
|---|---|---|---|---|
| Employee Pays | FFTC Pays | |||
| Employee Only | $2.79 | $25.12 | ||
| Employee + Spouse | $10.77 | $43.08 | ||
| Employee + Child(ren) | $10.96 | $43.82 | ||
| Employee + Family | $25.96 | $60.56 | ||
Dental Plan Benefit Summary
