Flexible Spending Account (FSA)
Flores & Associates
2026 Plan year for Flexible Spending Accounts is 1/1/2026 – 12/31/2026
- The dollars in your FSA must be used for expenses incurred during the plan year;
- You have a grace period of 74 days after the plan year ends (through March 15th of the following year) to incur claims that counts towards the current year’s FSA expenses.
- You have until 3/31/2026 to file for reimbursement on your 1/1/2025 – 3/15/2026 expenses.
Questions?
Visit online at: www.flores247.com
Or call at: (800) 532-3327
Flexible Spending Account (FSA) – PPO Only
Limited Purpose Flexible Spending Account (LPFSA) - HDHP Only
Dependent Care Flexible Spending Account (DCFSA) – PPO or HDHP
Who is eligible?
- Any regular employee enrolled in the PPO plan who works 30 hours or more per week
How does it work?
- Employees can put aside pre-tax dollars (via payroll deduction) up to $3,400 per year for reimbursement of qualified medical, prescription drug, dental or vision expenses. Deferral amounts are subject to non-discrimination testing. You will be notified prior to the beginning of the plan year if your deferral amount needs to be adjusted.
Who is eligible?
- Any regular employee enrolled in the HDHP/HSA who works 30 hours or more per week
How does it work?
- Employees can put aside pre-tax dollars (via payroll deduction) up to $3,400 per year for reimbursement of qualified dental and vision expenses (no medical).
- Deferral amounts are subject to non- discrimination testing. You will be notified prior to the beginning of the plan year if your deferral amount needs to be adjusted.
Who is eligible?
- Employees with dependents less than age 13
- Employees whose parents are listed as dependents on their tax return.
How does it work?
- Employees can use pre-tax dollars (via payroll deduction) up to $7,500 per year ($3,750 if married and filing separately) for reimbursement of eligibility of child/elder care expenses
- Debit card not available for Dependent Care FSA